business loan

a bank loan granted for the use of a business
Syn: ↑commercial loan
Hypernyms: ↑bank loan

Useful english dictionary. 2012.

Look at other dictionaries:

  • loan capital — ➔ capital * * * loan capital UK US noun [U] ► FINANCE money that a business borrows from banks and other organizations for an agreed period and on which it pays interest: »Only about £7m is expected to be available as loan capital to finance… …   Financial and business terms

  • loan guarantee — ➔ guarantee2 * * * loan guarantee UK US (US also loan guaranty) noun [C] ► BANKING, FINANCE an agreement where a government or financial organization promises to pay back a loan if the borrower cannot: » A loan guarantee from the government… …   Financial and business terms

  • loan note — ➔ note1 * * * loan note UK US noun [C] ► BANKING, FINANCE a legal agreement between a lender and a borrower giving the period of the loan, interest payments, etc.: »The computer services group has bought its biggest rival in a £3.28m cash and… …   Financial and business terms

  • loan-loss allowance — ➔ allowance * * * loan loss allowance UK US noun [C] (also loan loss provision [C], loan loss reserves [plural]) ► ACCOUNTING, BANKING in a bank’s accounts, an amount showing what it expects to lose from loans that may not be paid back: »The loan …   Financial and business terms

  • loan market — ➔ market1 * * * loan market UK US noun [C] ► FINANCE the market where financial organizations provide loans to borrowers and sometimes repackage them (= sell them on to investors): consumer/domestic/home loan market »The consumer loan market has… …   Financial and business terms

  • loan-to-value ratio — loan to value ( LTV) ratio The name used to refer to a credit analysis ratio that measures collateral coverage. To calculate the LTV ratio, the total amount of the borrower s obligations to the bank is divided by the total calculated value for… …   Financial and business terms

  • loan club — ˈloan club noun [countable] FINANCE a group of people who save money together so that members can borrow money at lower interest rates than at banks: • loan clubs of people with a common bond, for example tenants associations or factory employees …   Financial and business terms

  • loan syndicate — ➔ syndicate1 * * * loan syndicate UK US noun [C] ► FINANCE a group of banks or other organizations that share the risk of a large loan: »The lending bank may form a loan syndicate to help raise the needed funds …   Financial and business terms

  • loan leverage — ➔ leverage1 * * * loan leverage UK US noun [U] ► FINANCE the amount that a company borrows in relation to its assets or share capital: »It is normal for loan leverage ratios to fall when market values rise sharply. → Compare DEBT/EQUITY RATIO( …   Financial and business terms

  • loan loss — ➔ loss * * * loan loss UK US noun [C] ACCOUNTING, FINANCE ► a loss made by a bank when money it has lent is not paid back: »The bank set aside $34.4 million to cover anticipated loan losses. → Compare CREDIT LOSS(Cf. ↑ …   Financial and business terms

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